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                  HUD 
                    Approved Counseling Agencies 
                    in Maryland  | 
                 
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                |  Allegany 
                 | 
               
               
                |  CUMBERLAND 
                  - Cumberland Neighborhood Housing Services, Inc. | 
                  | 
               
               
                 
                     
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                      400 
                        N. Mechanic St. 
                        Cumberland, MD  21502 
                        Phone:  301.722.6958 
                        Fax:      301.722.6966 
                        Type of Counseling: Default and Foreclosure Counseling, 
                        Prepurchase Couseling. 
                        Affiliate of:  Neighborhood Reinvestment Corporation | 
                     
                     
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                |  Anne 
                  Arundel   | 
               
               
                |  Annapolis 
                  - Anne A. County 
                  Economic Opportunity Committee | 
                 Annapolis 
                  - Anne Arundel Department 
                  of Aging | 
               
               
                 
                     
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                      251 
                        West St 
                        Annapolis, MD   21401-3427 
                        Phone :  410.626.1941 
                        Fax:       410.626.1920 
                        Email:    incoi@aol.com 
                        Type of Counseling: HECM Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling, Prepurchase Counseling. | 
                     
                     
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                      2666 Riva Rd,   
                        Ste 400 
                        Annapolis, MD   21401-0675 
                        Phone:      410.222.4464 
                        Toll Free:  800.492.2499 
                        Fax:          410.222.4346 
                        Type of Counseling: HECM Counseling   | 
                     
                     
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                |  Annapolis 
                  - Arundel Community Development 
                  Service, Inc. | 
                  Crownsville 
                  - Maryland Dept of Housing and Community Dev. | 
               
               
                
                     
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                      2660 
                        Riva Road,  Ste 201 
                        Annapolis, MD   21401-0675 
                        Phone:  410-222-7600 
                        Fax:      410-222-7619 
                        Email:    swilliams@acdsing.org 
                        Type of Counseling: Prepurchase Counseling, Default/Foreclosure 
                        Counseling, HECM Counseling | 
                     
                     
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                      100 Community Place 
                        Crownsville, MD 21032 
                        Phone: 410.514.7530 
                        Fax: 410-987-4136     | 
                     
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                |  Baltimore 
                  County   | 
               
               
                |  Randallstown 
                  - Community Assistance 
                  Network | 
                  | 
               
               
                 
                     
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                      8737-B 
                        Liberty Rd. 
                        Randallstown, MD 21133-4708 
                        Phone:  410.887.0600 
                        Fax:      410.877.0713 
                        Type of Counseling: HECM Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling, Prepurchase Counseling. | 
                     
                     
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                |  Baltimore 
                  City   | 
               
               
                |  Baltimore 
                  City - 
                  Druid Heights Community Development Corp | 
                 Baltimore 
                  City - Saint Ambrose 
                  Housing AID Center | 
               
               
                 
                     
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                      1821 
                        McCullough Street 
                        Baltimore, MD  21217 
                        Phone:  410.523.1350 
                        Fax:      410.523.1374 
                        Email:    dheights@smart.net 
                        Type of Counseling: HECM Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling, Prepurchase Counseling. | 
                     
                     
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                      321 
                        E 25th St 
                        Baltimore, MD  21218-5303 
                        Phone:  410.235.5770 
                        Fax:      410.366.8795 
                        Email:    cathy7s@stambros.org 
                         
                        Type of Counseling: HECM Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling, Prepurchase Counseling. | 
                     
                     
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                |  Baltimore 
                  City - The Development 
                  Corp of Northwest Baltimore | 
                 Baltimore 
                  City - Baltimore 
                  Urban League | 
               
               
                
                     
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                      3521 
                        W. Belvedere Avenue 
                        Baltimore, MD 21215 
                        Phone:    410.578.7190 
                        Fax:        410.578.7193 
                        E-mail:     frobi722@aol.com 
                        Type of Counseling: Prepurchase Counseling, Default/Foreclosure 
                        Counseling, HECM Counseling, Rental Counseling | 
                     
                     
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                      512 
                        Orchard St 
                        Baltimore, MD   21201-1947 
                        Phone:   410.523.8150 
                        Fax:       410.523.4022 
                        Email:     jhh985@aol.com 
                         
                        Type of Counseling: HECM Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling, Prepurchase Counseling. | 
                     
                     
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                |  Baltimore 
                  City - Community 
                  Organized to Improve Life | 
                 Baltimore 
                  City  - Harbel Housing 
                  Partnership | 
               
               
                
                     
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                      9-11 
                        S. Carrollton Ave 
                        Baltimore, MD   21223-2626 
                        Phone:  410.752.8500 
                        Fax:      410.332.1804 
                        Type of Counseling: HECM Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling, Prepurchase Counseling. | 
                     
                     
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                      5807 
                          Harford Rd. 
                          Baltimore, MD 21214 
                          Phone:  410.444.9152 
                          Fax:      410.444.9181 
                          Type of Counseling: Prepurchase Counseling  | 
                     
                     
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                |  Baltimore 
                  City - Govans Economic 
                  Management Senate, Inc. | 
                 Baltimore 
                  City - Eastern Baltimore 
                  Area Chamber of Commerce | 
               
               
                
                     
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                      4324 
                          York Road, Ste 203 
                          Baltimore, MD 21212 
                          Phone:   410.433.3400 
                          Fax:       410.433.7140 
                          E-mail:    GEMS4234@YAHOO.COM 
                          Type of Counseling: HECM Counseling, Default/Foreclosure 
                          Counseling, Rental Counseling, Prepurchase Counseling  | 
                     
                     
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                      7835 
                          Eastern Ave,  Ste 302 
                          Baltimore, MD  21224 
                          Phone:    410.282.9100 
                          Fax:        410.284.9864 
                          Email:      rruddle@ebacc.org 
                          Website: www.ebacc.org 
                          Type of Counseling: HECM Counseling, Default/Foreclosure 
                          Counseling, Rental Counseling, Prepurchase Counseling 
                         | 
                     
                     
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                |  Baltimore 
                  City - Acorn Housing 
                  Corporation | 
                 Baltimore 
                  City  - Neighborhood 
                  Housing Serv of Balt., Inc. | 
               
               
                
                     
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                      825 
                          Park Ave. 
                          Baltimore, MD.21218 
                          Phone:410.752.4213 
                          Fax:410.685.3521 
                          Type of Counseling: Prepurchase Counseling, Default/Foreclosure 
                          Counseling  | 
                     
                     
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                      244 
                        North Patterson Park Ave 
                        Baltimore, MD  21231 
                        Phone: 410.327.1200 
                        Fax:     410.675.1855 
                        Email:   nhsbalto@ix.netcom.com 
                        Type of Counseling: Default/Foreclosure Counseling, Prepurchase 
                        Counseling 
                        Affiliate of:  Neighborhood Reinvestment Corporation | 
                     
                     
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                |  Baltimore 
                  City - Southeast 
                  Development, Incorporated | 
                 Baltimore 
                  City  - Tri Churches 
                  Housing Incorporated | 
               
               
                
                     
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                          10 S. Wolfe St 
                          Baltimore, MD 21231-1912 
                          Phone:  410.327.1626 
                          Fax:      410.276.5807 
                          Type of Counseling: HECM Counseling, Default/Foreclosure 
                          Counseling, Rental Counseling, Prepurchase Counseling 
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                      815 
                        Scott St 
                        Baltimore, MD  21230-2509 
                        Phone:   410.385.1463 
                        Fax:       410.752.4643 
                        Type of Counseling: Prepurchase Counseling
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                |  Baltimore 
                  City - Harlem Park 
                  Revitalization Corporation | 
                 Baltimore 
                  City  - Community 
                  Assistance Network | 
               
               
                
                     
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                      1017 
                        Edmondson Ave 
                        Baltimore, MD  21223-1325 
                        Phone: 410.728.5086 
                        Fax:     410.728.4186 
                        Email:   hprcorp@worldnet.att.net 
                        Type of Counseling: HECM Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling, Prepurchase Counseling | 
                     
                     
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                      7701 Dunmanway 
                          Baltimore, MD 21222 5437 
                          Phone:  410.285.4674 
                          Fax:      410.285.6707 
                          Type of Counseling: HECM Counseling, Default/Foreclosure 
                          Counseling, Rental Counseling, Prepurchase Counseling  | 
                     
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                |  Caroline 
                 | 
               
               
                |  Greensboro 
                  - Maryland Rural 
                  Development Corporation | 
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                      101 
                        Cedar Ave 
                        Greensboro, MD  21639-0739 
                        Phone:  410.479.3566 
                        Fax:      410.479.3710 
                        E-mail:  dothouse@dmv.com 
                        Type of Counseling: Rental Counseling, Prepurchase Counseling, 
                        Default/Foreclosure Counseling | 
                     
                     
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                |  Carroll 
                 | 
               
               
                |  Frederick 
                  - Housing Authority 
                  - City of Frederick | 
                 Frederick 
                  - Consumer Credit 
                  Counseling Service of Greater Wash. | 
               
               
                 
                     
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                      209 
                        Madison Street 
                        Frederick, MD 21701 
                        Phone:  301.662.8173 
                        Fax:      301.663.1464 
                        Type of Counseling: Default/Foreclosure Counseling, Rental 
                        Counseling, Prepurchase Counseling | 
                     
                     
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                      10 N. 
                        Jefferson St,  Suite 403 
                        Frederick, MD  21701-4802 
                        Phone:      301-695-0369 
                        Toll-Free:  800-747-4222 
                        Fax:          
                        301-695-4878 
                        Website:   www.debtfreeforme.com 
                        Type of Counseling: HECM Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling, Prepurchase Counseling | 
                     
                     
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                |  Frederick 
                  - Frederick Community Action 
                  Agency | 
                 Westminster 
                  - Carroll Co. Burueau of Housing and Comm Dev. | 
               
               
                
                     
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                      100 
                        S Market St 
                        Frederick, MD 21701-5527 
                        Phone:  301.694.1506 
                        Fax:      301.662.9079 
                        E-mail:   mspurrier@cityoffrederick.com 
                        Type of Counseling: HECM Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling, Prepurchase Counseling | 
                     
                     
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                      10 Distillery 
                        Drive Ste 101 
                        Westminster, MD 21157 
                        Phone:       410.386.3600 
                        Toll-Free:   888.302.8978 
                        TTY/TDD:   410.848.9747 
                        Fax:            410.876.5255 
                        E-mail:         
                        jswartz@ccg.carr.org 
                         
                        Website:     ccgov.carr.org 
                        Type of Counseling: Default/Foreclosure Counseling, Prepurchase 
                        Counseling, HECM Counseling | 
                     
                     
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                |  Charles 
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                |  Hughesville 
                  - South. MD Tri-County 
                  Comm Action Committee, Inc. | 
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                      8383 
                        Leonardtown Rd. 
                        Hughesville, MD 20637 
                        Phone:     301.274.4474 
                        Fax:         301.274.0423 
                        E-mail:      robert@smtccac.org 
                        Website:  www.smtccac.org 
                        Type of Counseling: HECM Counseling, Prepurchase Counseling, 
                        Default/Foreclosure Counseling, Rental Counseling | 
                     
                     
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                |  Dorchester 
                 | 
               
               
                |  Cambridge 
                  - Dorchester Community 
                  Development Corporation  | 
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                      435 
                        High St 
                        Cambridge, MD  21613-0549 
                        Phone:  410.228.3600 
                        Fax:      410.228.4531 
                        Type of Counseling: HECM Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling, Prepurchase Counseling | 
                     
                     
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                |  Garrett 
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                |  Oakland 
                  - Garrett Co. Community 
                  Action Committe, Incorporated | 
                  | 
               
               
                 
                     
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                      104 
                        E Center St 
                        Oakland, MD  21550-1328 
                        Phone:      301-334-9431 
                        Toll-Free:  888-877-8403 
                        Fax:          301-334-8555 
                        E-mail:      lyoung@garrettcac.org 
                        Website:  www.garrettcac.org 
                        Type of Counseling:  Default/Foreclosure Counseling, 
                        Rental Counseling, Prepurchase Counseling, HECM Counseling | 
                     
                     
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                |  Harford 
                 | 
               
               
                |  Bel 
                  Air - Harford County Housing Agency | 
                 Belcamp - 
                  Home Partnership, Incorporated | 
               
               
                 
                     
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                      15 
                        S Main Street,  Ste 106 
                        Bel Air, MD  21014 
                        Phone:     410.638.3045 
                        Fax:         410.893.9816 
                        E-mail:     beheller@co.ha.md.us 
                        Website: www.co.ha.md.us 
                        Type of Counseling:   HECM Counseling, Default/Foreclosure 
                        Counseling, Prepurchase Counseling, Rental Counseling | 
                     
                     
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                |  Montgomery 
                 | 
               
               
                |  Rockville 
                  - Consumer Credit 
                  Counseling Serv. of Greater Wash. | 
                 Rockville 
                  - Consumer Credit 
                  Counseling Serv. of Greater Wash. | 
               
               
                 
                     
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                      15848 
                        Crabbs Branch Way 
                        Rockville, MD 20855-2635 
                        Phone:      301.590.1010 
                        Toll-Free:  800.747.4222 
                        Fax:          301.948.7498 
                        E-mail:       hdrivon@cccswdc.org 
                        Website:   www.debtfreeforme.com 
                        Type of Counseling: HECM Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling, Prepurchase Counseling | 
                     
                     
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                      5515 
                        Security Ln, Ste 525 
                        Rockville, MD 20852 
                        Phone:      301.231.5833 
                        Toll-Free:   800.747.4222 
                        Fax:           301.881.3670 
                         
                        Website:    www.debtfreeforme.com 
                        Type of Counseling: HECM Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling, Prepurchase Counseling | 
                     
                     
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                |  Silver 
                  Spring - National 
                  Foundation for Consumer Credit, Inc. | 
                 Silver 
                  Spring - Spanish 
                  Speaking Comm. of Maryland, Inc. | 
               
               
                
                     
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                      8611 
                        2nd Ave Ste 100 
                        Silver Spring, MD 20910-3372 
                        Phone:  301.589.5600 
                        Fax:      301.495.5623 
                        Type of Counseling:  | 
                     
                     
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                      8519 
                        Piney Branch Rd 
                        Silver Spring, MD 20901-3919 
                        Phone:  301.587.7217 
                        Fax:      301.589.1397 
                        Type of Counseling: Rental Counseling | 
                     
                     
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                |  Prince 
                  Georges   | 
               
               
                |  Hyattsville 
                  - Greater Washington 
                  Urban League  | 
                 Hyattsville 
                  - Housing Initiatives 
                  Partnership, Incorporated  | 
               
               
                 
                     
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                      5012 
                        Rhode Island Ave 
                        Hyattsville, MD 20781 
                        Phone:      301.985.3519 
                        Fax:          301.985.3523 
                        E-mail:       csilue2001@hotmail.com 
                        Website:   www.gwur.org 
                        Type of Counseling: Default/Foreclosure Counseling, Prepurchase 
                        Counseling | 
                     
                     
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                      4310 
                        Gallatin Street 
                        Hyattsville, MD 20781 
                        Phone:   301.699.3835 
                        Fax:       301.699.8184 
                        Type of Counseling: Prepurchase Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling | 
                     
                     
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                |  Suitland 
                  - Roots Of Mankind Corporation | 
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                      Park 
                          Place Professional Center 
                          5835 Allentown Road 
                          Suitland, MD 20746 
                          Phone:      301.899.6800 
                          Toll-Free:  866.490.6800 
                          Fax:          301.899.8444 
                          E-mail:       webmaster@romkind.org 
                          Website:   
                          www.ROMKIND.ORG/INDEX.HTM 
                          Type of Counseling: Prepurchase Counseling, Rental Counseling, 
                          Default/Foreclosure Counseling, HECM Counseling  | 
                     
                     
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                |  Washington 
                 | 
               
               
                |  Hagerstown 
                  - Washington Co. 
                  Comm. Action Council, Inc. | 
                 Hagerstown 
                  - Consumer Credit 
                  Counseling Serv. of Greater Wash. | 
               
               
                 
                     
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                      101 
                        Summit Ave. 
                        Hagerstown, MD  21740 
                        Phone:     301.797.4161 
                        Fax:         301.791.9062 
                        Website:  www.wccac.org 
                        Type of Counseling: Prepurchase Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling, HECM Counseling | 
                     
                     
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                      44 N 
                        Potomac St Ste 101 
                        Hagerstown, MD 21740-4855 
                        Phone:      301.416.8284 
                        Toll-Free:  800.747.4222 
                        Fax:          301.791.1641 
                        Website:    www.debtfreeforme.com 
                        Type of Counseling: HECM Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling, Prepurchase Counseling | 
                     
                     
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                |  Wicomico 
                 | 
               
               
                |  Salisbury 
                  - Salisbury Neighborhood 
                  Housing Serv, Inc. | 
                 Salisbury 
                  - Shore Up | 
               
               
                 
                    
                     
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                      513 Camden Ave 
                        Salisbury, MD 21801 
                        Phone:  410.543.4626 
                        Fax:      410.543.9204 
                        Type of Counseling: Default/Foreclosure Counseling, Prepurchase 
                        Counseling 
                        Affiliate of: NEIGHBORHOOD REINVESTMENT CORPORATION | 
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                      520 Snow Hill Rd 
                        Salisbury, MD 21804-0430 
                        Phone: 410.749.1142 
                        Fax: 410.742.9191 
                        E-mail: tchase@shoreup.org 
                        Type of Counseling: HECM Counseling, Default/Foreclosure 
                        Counseling, Rental Counseling, Prepurchase Counseling | 
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             HUD Approved Housing 
              Counseling Agencies in MARYLAND 11/22/02 
               (Agencies 
              with a dash (-) have not been individually HUD approved, but are 
              affiliates of one of the HUD funded National Intermediaries.)  | 
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